/* =========================================================
   Net Broking House: stilet e faqes
   Ngjyrat janë marrë nga prezantimi zyrtar i kompanisë.
   ========================================================= */

:root {
  --navy-900: #0B2A3A;
  --navy-800: #0A4560;
  --navy-700: #0F5878;
  --teal: #00698B;
  --steel: #1C7094;
  --sky: #33A4DC;
  --blue: #00ACF9;
  --ice: #EAF5FB;
  --ice-2: #F4F9FC;
  --mist: #A8D8F0;
  --line: #DCE7EE;
  --line-strong: #C5D7E2;
  --text: #0B2A3A;
  --muted: #4A6272;
  --white: #FFFFFF;

  --serif: "Newsreader", Cambria, Georgia, "Times New Roman", serif;
  --sans: "Segoe UI", "Open Sans", -apple-system, BlinkMacSystemFont, system-ui, Roboto, "Helvetica Neue", Arial, sans-serif;

  --radius-sm: 12px;
  --radius: 20px;
  --radius-lg: 30px;
  --ease: cubic-bezier(.2, .7, .1, 1);
  --ease-out: cubic-bezier(.16, 1, .3, 1);
  --shadow-sm: 0 1px 2px rgba(11, 42, 58, .05), 0 6px 18px rgba(11, 42, 58, .05);
  --shadow-lg: 0 40px 80px -30px rgba(11, 42, 58, .32), 0 14px 30px -16px rgba(11, 42, 58, .16);
  --header-h: 78px;
  --gutter: clamp(16px, 4vw, 40px);

  color-scheme: light;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 12px); }
body {
  margin: 0;
  background: var(--white);
  color: var(--text);
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; background: none; border: 0; padding: 0; }
h1, h2, h3, h4, p, figure, ol, ul, dl, dd { margin: 0; }
ol, ul { padding: 0; list-style: none; }
::selection { background: var(--navy-700); color: #fff; }
:focus-visible { outline: 2px solid var(--blue); outline-offset: 3px; border-radius: 6px; }
.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.ico { width: 18px; height: 18px; flex: none; }

.container { width: 100%; max-width: 1280px; margin-inline: auto; padding-inline: var(--gutter); }

/* ---------- Type ---------- */
.display {
  font-family: var(--serif);
  font-weight: 450;
  font-size: clamp(3.1rem, 7vw, 6.4rem);
  line-height: .98;
  letter-spacing: -.035em;
  color: var(--navy-800);
}
.h2 {
  font-family: var(--serif);
  font-weight: 450;
  font-size: clamp(2.2rem, 4.4vw, 3.9rem);
  line-height: 1.04;
  letter-spacing: -.03em;
  color: var(--navy-800);
  text-wrap: balance;
}
.display em, .h2 em { font-style: italic; font-weight: 400; color: var(--teal); }
.band-dark .h2 { color: #fff; }
.band-dark .h2 em { color: var(--mist); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 22px;
}
/* mini version of the logo bars */
.eyebrow::before {
  content: "";
  width: 15px;
  height: 14px;
  flex: none;
  background:
    linear-gradient(var(--blue), var(--blue)) 0 100% / 2.5px 100% no-repeat,
    linear-gradient(var(--blue), var(--blue)) 4.2px 100% / 2.5px 71% no-repeat,
    linear-gradient(var(--blue), var(--blue)) 8.4px 100% / 2.5px 39% no-repeat,
    linear-gradient(var(--blue), var(--blue)) 12.5px 100% / 2.5px 100% no-repeat;
}
.band-dark .eyebrow { color: var(--mist); }

.lead { font-size: clamp(1.2rem, 1.6vw, 1.4rem); line-height: 1.5; color: var(--navy-900); font-weight: 500; }
.lead-sm { font-size: 1.15rem; line-height: 1.6; color: var(--muted); }
p { color: var(--muted); }
.band-dark p { color: var(--mist); }

/* ---------- Buttons ---------- */
.btn {
  --bg: var(--teal);
  --fg: #fff;
  --bg-hover: var(--navy-800);
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 54px;
  padding: 0 26px;
  border-radius: 999px;
  background: var(--bg);
  color: var(--fg);
  font-weight: 600;
  font-size: .98rem;
  letter-spacing: -.005em;
  white-space: nowrap;
  transition: color .45s var(--ease), border-color .45s var(--ease), transform .45s var(--ease);
}
.btn::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: var(--bg-hover);
  transform: translateY(101%);
  border-radius: inherit;
  transition: transform .55s var(--ease-out);
}
.btn:hover::before { transform: translateY(0); }
.btn .ico { transition: transform .45s var(--ease-out); }
.btn:hover .ico { transform: translateX(4px); }
.btn:active { transform: scale(.98); }
.btn-sm { height: 44px; padding: 0 20px; font-size: .92rem; }
.btn-ghost { --bg: transparent; --fg: var(--navy-800); --bg-hover: var(--navy-800); box-shadow: inset 0 0 0 1px var(--line-strong); }
.btn-ghost:hover { --fg: #fff; color: #fff; }
.btn-light { --bg: #fff; --fg: var(--navy-800); --bg-hover: var(--ice); }

.link-arrow {
  display: inline-flex; align-items: center; gap: 10px;
  margin-top: 30px;
  font-weight: 600; color: var(--navy-800);
  border-bottom: 1px solid var(--line-strong);
  padding-bottom: 6px;
  transition: border-color .4s var(--ease), gap .4s var(--ease);
}
.link-arrow:hover { border-color: var(--navy-800); gap: 16px; }

/* ---------- Intro ---------- */
.intro { display: none; }
.js .intro {
  position: fixed; inset: 0; z-index: 200;
  display: grid; place-content: center; justify-items: center; gap: 22px;
  background: #fff;
  transition: transform 1s var(--ease-out);
}
.intro img { width: 250px; clip-path: inset(0 100% 0 0); animation: introLogo 1s .15s var(--ease-out) forwards; }
.intro-line { width: 250px; height: 1px; background: var(--line); position: relative; overflow: hidden; }
.intro-line::after { content: ""; position: absolute; inset: 0; background: var(--navy-700); transform: scaleX(0); transform-origin: left; animation: introLine 1.1s .1s var(--ease) forwards; }
.intro.done { transform: translateY(-100%); }
.intro.gone { display: none; }
@keyframes introLogo { to { clip-path: inset(0 0 0 0); } }
@keyframes introLine { to { transform: scaleX(1); } }

/* ---------- Progress ---------- */
.progress { position: fixed; top: 0; left: 0; right: 0; height: 2px; z-index: 120; pointer-events: none; }
.progress span { display: block; height: 100%; background: var(--blue); transform-origin: left; transform: scaleX(0); }

/* ---------- Header ---------- */
.site-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  height: var(--header-h);
  display: flex; align-items: center;
  transition: background-color .5s var(--ease), box-shadow .5s var(--ease), height .5s var(--ease), transform .6s var(--ease-out);
}
.site-header.scrolled {
  background: rgba(255, 255, 255, .86);
  -webkit-backdrop-filter: saturate(160%) blur(16px);
  backdrop-filter: saturate(160%) blur(16px);
  box-shadow: 0 1px 0 var(--line);
  --header-h: 68px;
}
.js .site-header { transform: translateY(-100%); }
.js body.ready .site-header { transform: none; }
.nav-wrap { display: flex; align-items: center; gap: 32px; }
.brand img { height: 36px; width: auto; transition: height .5s var(--ease); }
.site-header.scrolled .brand img { height: 32px; }
.nav { display: flex; gap: 30px; margin-left: auto; }
.nav a {
  position: relative;
  font-size: .95rem; font-weight: 500; color: var(--navy-900);
  padding: 6px 0;
}
.nav a::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 1.5px;
  background: var(--teal); transform: scaleX(0); transform-origin: right;
  transition: transform .5s var(--ease-out);
}
.nav a:hover::after, .nav a.active::after { transform: scaleX(1); transform-origin: left; }
.nav a.active { color: var(--teal); }
.nav .nav-mobile-cta { display: none; }
.nav-actions { display: flex; align-items: center; gap: 14px; }

.lang {
  position: relative; display: inline-flex; padding: 3px;
  border-radius: 999px; box-shadow: inset 0 0 0 1px var(--line-strong);
  background: rgba(255,255,255,.6);
}
.lang button { position: relative; z-index: 1; width: 40px; height: 32px; font-size: .78rem; font-weight: 600; letter-spacing: .06em; color: var(--muted); transition: color .4s var(--ease); }
.lang button[aria-pressed="true"] { color: #fff; }
.lang-thumb { position: absolute; top: 3px; left: 3px; width: 40px; height: 32px; border-radius: 999px; background: var(--navy-800); transition: transform .5s var(--ease-out); }
.lang[data-active="en"] .lang-thumb { transform: translateX(40px); }

.nav-toggle { display: none; width: 44px; height: 44px; border-radius: 50%; box-shadow: inset 0 0 0 1px var(--line-strong); position: relative; }
.nav-toggle span { position: absolute; left: 13px; right: 13px; height: 1.6px; background: var(--navy-900); transition: transform .45s var(--ease-out), top .45s var(--ease-out); }
.nav-toggle span:first-child { top: 18px; }
.nav-toggle span:last-child { top: 25px; }
.nav-open .nav-toggle span:first-child { top: 21.5px; transform: rotate(45deg); }
.nav-open .nav-toggle span:last-child { top: 21.5px; transform: rotate(-45deg); }

/* ---------- Reveal system ---------- */
.js .reveal {
  opacity: 0;
  transform: translateY(28px);
  filter: blur(5px);
  transition: opacity 1s var(--ease-out), transform 1.1s var(--ease-out), filter 1s var(--ease-out);
  transition-delay: calc(var(--i, 0) * 85ms);
}
.js .reveal.in { opacity: 1; transform: none; filter: none; }

.js .reveal-img { background: transparent; }
.js .reveal-img > img { clip-path: inset(100% 0 0 0); transform: scale(1.18); transition: clip-path 1.5s var(--ease-out), transform 1.9s var(--ease-out); }
.js .reveal-img.in > img { clip-path: inset(0 0 0 0); transform: scale(1); }
.js .reveal-img figcaption { opacity: 0; transform: translateY(10px); transition: opacity .8s var(--ease-out) .9s, transform .8s var(--ease-out) .9s; }
.js .reveal-img.in figcaption { opacity: 1; transform: none; }

.words .w { display: inline-block; overflow: hidden; vertical-align: top; padding: 0 .06em .1em; margin: 0 -.06em -.1em; }
.words .w > span { display: inline-block; }
.js .words .w > span { transform: translateY(110%); transition: transform 1.1s var(--ease-out); transition-delay: calc(var(--wi, 0) * 55ms); }
.js .words.in .w > span { transform: none; }

/* ---------- Sections ---------- */
.section { padding-block: clamp(84px, 11vw, 150px); position: relative; }
.section-tight { padding-block: clamp(40px, 6vw, 80px); }
.section-ice { background: var(--ice-2); }
.section-head { max-width: 820px; margin-bottom: clamp(44px, 6vw, 72px); }
.band-dark { background: var(--navy-700); color: #fff; overflow: hidden; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 7vw, 110px); align-items: center; }
.split-copy p { margin-top: 22px; max-width: 54ch; }
.split-copy .h2 + p { margin-top: 28px; }

/* ---------- Hero ---------- */
.hero { position: relative; padding-top: calc(var(--header-h) + clamp(40px, 6vw, 80px)); padding-bottom: clamp(48px, 6vw, 72px); }
.hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: clamp(40px, 6vw, 96px); align-items: center; }
.hero-copy .display { margin-bottom: 30px; }
.hero-sub { margin-top: 14px; max-width: 48ch; font-size: 1.06rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 38px; }

.hero-visual { --pl: clamp(84px, 11vw, 168px); position: relative; padding-left: var(--pl); padding-bottom: 36px; }
/* The logo mark sits fully visible between the text and the photo */
.hero-bars { position: absolute; left: 0; top: 46%; transform: translateY(-50%); width: calc(var(--pl) - 30px); aspect-ratio: 67 / 79; display: flex; align-items: flex-end; gap: 12%; z-index: 0; }

/* ---------- Logo mark (four bars) used across the sections ---------- */
.deco-bars { --h: clamp(64px, 8vw, 118px); display: flex; align-items: flex-end; gap: 12%; height: var(--h); width: calc(var(--h) * .85); flex: none; pointer-events: none; }
.deco-bars.inline { --h: clamp(58px, 6.4vw, 96px); margin-top: clamp(36px, 5vw, 56px); }
.hero-bars span, .deco-bars span { flex: 1; border-radius: 2px; background: linear-gradient(180deg, var(--blue) 0%, rgba(0, 172, 249, .16) 100%); transform-origin: bottom; }
.hero-bars span:nth-child(1), .hero-bars span:nth-child(4), .deco-bars span:nth-child(1), .deco-bars span:nth-child(4) { height: 100%; }
.hero-bars span:nth-child(2), .deco-bars span:nth-child(2) { height: 71%; }
.hero-bars span:nth-child(3), .deco-bars span:nth-child(3) { height: 39%; }
.js .hero-bars span, .js .deco-bars span { transform: scaleY(0); transition: transform 1.4s var(--ease-out); }
.js .hero-bars.in span, .js .deco-bars.in span { transform: scaleY(1); }
.js .hero-bars span:nth-child(2), .js .deco-bars span:nth-child(2) { transition-delay: .1s; }
.js .hero-bars span:nth-child(3), .js .deco-bars span:nth-child(3) { transition-delay: .2s; }
.js .hero-bars span:nth-child(4), .js .deco-bars span:nth-child(4) { transition-delay: .3s; }
.section-head.has-deco { max-width: none; display: flex; align-items: flex-end; justify-content: space-between; gap: 40px; }
.section-head.has-deco .sh-text { max-width: 820px; }

.hero-photo { position: relative; z-index: 1; aspect-ratio: 4 / 5; max-height: 660px; border-radius: var(--radius-lg); overflow: hidden; background: var(--ice); }
.hero-photo img { position: absolute; left: 0; top: -7%; width: 100%; height: 114%; max-width: none; object-fit: cover; object-position: 44% 50%; }
.hero-photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(11,42,58,0) 55%, rgba(11,42,58,.28) 100%); pointer-events: none; }

.float-card {
  position: absolute; z-index: 2; right: -20px; bottom: 44px;
  display: flex; gap: 16px; align-items: flex-start;
  max-width: 300px; padding: 20px 22px;
  background: #fff; border-radius: 18px; box-shadow: var(--shadow-lg);
}
.float-card strong { display: block; font-size: .98rem; color: var(--navy-900); margin-bottom: 2px; }
.float-card span { font-size: .88rem; line-height: 1.45; color: var(--muted); }
.mini-mark { display: flex; align-items: flex-end; gap: 3px; height: 26px; width: 26px; padding-top: 2px; flex: none; }
.mini-mark i { width: 4px; background: var(--blue); border-radius: 1px; }
.mini-mark i:nth-child(1), .mini-mark i:nth-child(4) { height: 100%; }
.mini-mark i:nth-child(2) { height: 71%; }
.mini-mark i:nth-child(3) { height: 39%; }

.float-pill {
  position: absolute; z-index: 2; top: 26px; left: calc(var(--pl) - 22px);
  display: inline-flex; align-items: center; gap: 10px;
  padding: 10px 16px 10px 14px; border-radius: 999px;
  background: rgba(255,255,255,.92); -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  box-shadow: var(--shadow-sm); font-size: .85rem; font-weight: 600; color: var(--navy-900);
}
.dot { position: relative; width: 8px; height: 8px; border-radius: 50%; background: var(--blue); }
.dot::after { content: ""; position: absolute; inset: -4px; border-radius: 50%; border: 1.5px solid var(--blue); animation: ping 2.4s var(--ease-out) infinite; }
@keyframes ping { 0% { transform: scale(.6); opacity: 1; } 100% { transform: scale(2.1); opacity: 0; } }

.js .float-card, .js .float-pill { opacity: 0; transform: translateY(20px); transition: opacity 1s var(--ease-out), transform 1.1s var(--ease-out); }
.js .hero-visual.in .float-card { opacity: 1; transform: none; transition-delay: .7s; }
.js .hero-visual.in .float-pill { opacity: 1; transform: none; transition-delay: .9s; }
.hero-visual.in .float-card { animation: drift 7s 2s ease-in-out infinite; }
@keyframes drift { 0%, 100% { translate: 0 0; } 50% { translate: 0 -8px; } }

/* Quick quote bar */
.quick {
  position: relative; z-index: 3;
  display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 28px;
  margin-top: clamp(40px, 5vw, 64px);
  padding: 16px 16px 16px 30px;
  background: #fff; border: 1px solid var(--line); border-radius: 24px;
  box-shadow: var(--shadow-lg);
}
.quick-label strong { display: block; font-family: var(--sans); font-weight: 600; font-size: 1.35rem; color: var(--navy-800); letter-spacing: -.01em; line-height: 1.2; }
.quick-label { max-width: 230px; }
.quick-label span { display: block; font-size: .86rem; line-height: 1.45; color: var(--muted); margin-top: 2px; }
.quick-chips { display: flex; flex-wrap: wrap; gap: 8px; justify-content: center; }
.quick-chips label { position: relative; cursor: pointer; }
.quick-chips input { position: absolute; opacity: 0; pointer-events: none; }
.quick-chips span {
  display: inline-flex; align-items: center; height: 42px; padding: 0 15px; white-space: nowrap;
  border-radius: 999px; box-shadow: inset 0 0 0 1px var(--line-strong);
  font-size: .9rem; font-weight: 500; color: var(--navy-900);
  transition: background-color .35s var(--ease), color .35s var(--ease), box-shadow .35s var(--ease);
}
.quick-chips label:hover span { box-shadow: inset 0 0 0 1px var(--navy-800); }
.quick-chips input:checked + span { background: var(--navy-800); color: #fff; box-shadow: none; }
.quick-chips span { gap: 7px; }
.quick-chips span .pi { width: 17px; height: 17px; stroke-width: 1.8; }
.quick-chips input:focus-visible + span { outline: 2px solid var(--blue); outline-offset: 2px; }

/* ---------- Stats ---------- */
.stats { padding-bottom: clamp(20px, 4vw, 40px); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.stats-grid li { padding: 34px 28px 32px; border-left: 1px solid var(--line); display: flex; flex-direction: column; gap: 8px; }
.stats-grid li:first-child { border-left: 0; padding-left: 0; }
.stat-v { font-family: var(--sans); font-weight: 600; font-size: clamp(2.4rem, 4vw, 3.4rem); line-height: 1; letter-spacing: -.03em; color: var(--navy-800); font-variant-numeric: tabular-nums; }
.stat-l { font-size: .92rem; line-height: 1.45; color: var(--muted); max-width: 26ch; }

/* ---------- About ---------- */
.split-photo { position: relative; aspect-ratio: 5 / 6; border-radius: var(--radius-lg); overflow: hidden; background: var(--ice); }
.split-photo img { width: 100%; height: 100%; object-fit: cover; object-position: 30% 50%; }
.split-photo figcaption {
  position: absolute; left: 20px; bottom: 20px;
  padding: 8px 14px; border-radius: 999px;
  background: rgba(255,255,255,.9); -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
  font-size: .82rem; font-weight: 600; color: var(--navy-900);
}

/* ---------- Online ---------- */
.online { background: var(--ice-2); }
.online-head { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 7vw, 110px); align-items: center; margin-bottom: clamp(56px, 8vw, 96px); }
.online-copy .lead-sm { margin-top: 26px; max-width: 50ch; }
.steps-inline { margin-top: 36px; display: grid; gap: 4px; }
.steps-inline li { display: grid; grid-template-columns: 52px 1fr; gap: 12px; padding: 18px 0; border-top: 1px solid var(--line-strong); }
.steps-inline li:last-child { border-bottom: 1px solid var(--line-strong); }
.step-n { font-family: var(--sans); font-size: .82rem; font-weight: 600; letter-spacing: .08em; color: var(--teal); line-height: 1.5; }
.steps-inline strong { display: block; color: var(--navy-900); font-weight: 600; }
.steps-inline span:not(.step-n) { font-size: .95rem; color: var(--muted); }

.compose { position: relative; padding: 0 0 70px 60px; }
.compose-photo { aspect-ratio: 5 / 4; border-radius: var(--radius-lg); overflow: hidden; background: var(--ice); }
.compose-photo img { width: 100%; height: 100%; object-fit: cover; }
.mock {
  position: absolute; left: 0; bottom: 0; width: min(330px, 70%);
  padding: 20px; background: #fff; border-radius: 22px; box-shadow: var(--shadow-lg);
  display: grid; gap: 10px;
}
.mock-head { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 4px; }
.mock-head strong { font-family: var(--sans); font-weight: 600; font-size: 1.2rem; color: var(--navy-800); }
.mock-tagline { font-size: .72rem; font-weight: 600; letter-spacing: .05em; text-transform: uppercase; color: var(--teal); background: var(--ice); padding: 5px 10px; border-radius: 999px; }
.mock-offers { display: grid; gap: 10px; }
.mock-offer { display: flex; align-items: center; justify-content: space-between; padding: 12px 14px; border-radius: 14px; box-shadow: inset 0 0 0 1px var(--line); }
.mock-offer small { display: block; font-size: .76rem; color: var(--muted); }
.mock-offer b { font-family: var(--sans); font-weight: 600; font-size: 1.25rem; color: var(--navy-900); letter-spacing: -.01em; }
.mock-offer em { font-style: normal; font-size: .76rem; color: var(--muted); }
.mock-offer.best { box-shadow: inset 0 0 0 1.5px var(--teal); background: var(--ice); position: relative; }
.mock-offer.best::after { content: ""; position: absolute; inset: -1px; border-radius: 15px; box-shadow: 0 0 0 0 rgba(0,105,139,.35); animation: glow 2.8s 1.5s var(--ease) infinite; }
@keyframes glow { 0% { box-shadow: 0 0 0 0 rgba(0,105,139,.3); } 70% { box-shadow: 0 0 0 10px rgba(0,105,139,0); } 100% { box-shadow: 0 0 0 0 rgba(0,105,139,0); } }
.mock-badge { font-size: .72rem; font-weight: 600; color: #fff; background: var(--teal); padding: 5px 10px; border-radius: 999px; }
.mock-btn { margin-top: 4px; height: 46px; display: grid; place-items: center; border-radius: 999px; background: var(--navy-800); color: #fff; font-size: .88rem; font-weight: 600; }
.mock-pill {
  position: absolute; right: 18px; top: 18px;
  display: inline-flex; align-items: center; gap: 10px;
  padding: 9px 15px 9px 13px; border-radius: 999px;
  background: rgba(255,255,255,.92); -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  font-size: .82rem; font-weight: 600; color: var(--navy-900); box-shadow: var(--shadow-sm);
}

.products { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.product {
  position: relative; display: flex; flex-direction: column;
  background: #fff; border-radius: var(--radius); overflow: hidden;
  box-shadow: 0 0 0 1px var(--line);
  transition: transform .6s var(--ease-out), box-shadow .6s var(--ease-out), opacity 1s var(--ease-out), filter 1s var(--ease-out);
}
.js .product.reveal { transition: transform 1.1s var(--ease-out), box-shadow .6s var(--ease-out), opacity 1s var(--ease-out), filter 1s var(--ease-out); transition-delay: calc(var(--i, 0) * 70ms); }
.product:hover { transform: translateY(-6px); box-shadow: 0 0 0 1px var(--line), var(--shadow-lg); transition-delay: 0s; }
.product figure { position: relative; aspect-ratio: 4 / 3; overflow: hidden; background: var(--ice); }
.product img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease-out); }
.product:hover img { transform: scale(1.07); }
.p-soon {
  position: absolute; left: 14px; top: 14px;
  padding: 6px 11px; border-radius: 999px;
  background: rgba(255,255,255,.9); -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
  font-size: .72rem; font-weight: 600; letter-spacing: .04em; color: var(--navy-900);
}
.p-body { display: flex; flex-direction: column; flex: 1; padding: 22px 22px 20px; }
.p-body h3 { font-family: var(--sans); font-weight: 600; font-size: 1.38rem; line-height: 1.15; letter-spacing: -.015em; color: var(--navy-800); }
.p-body p { margin-top: 8px; font-size: .93rem; line-height: 1.5; }
.p-btn { margin-top: auto; padding-top: 18px; display: inline-flex; align-items: center; gap: 8px; font-size: .9rem; font-weight: 600; color: var(--teal); }
.p-btn::after { content: ""; position: absolute; inset: 0; }
.p-btn .ico { transition: transform .45s var(--ease-out); }
.product:hover .p-btn .ico { transform: translateX(5px); }
.online-note { margin-top: 36px; text-align: center; font-size: .95rem; max-width: 64ch; margin-inline: auto; }

/* ---------- Core product: guarantees and liability ---------- */
.feature-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(40px, 6vw, 96px); align-items: center; }
.feature-copy .lead-sm { margin-top: 26px; max-width: 56ch; }
.band-dark .lead-sm { color: var(--mist); }
.feature-copy .bars-list { margin-top: 30px; }
.feature-copy .hero-actions { margin-top: 36px; }
.feature-visual .hero-photo img { object-position: 64% 50%; }
.band-dark .btn-ghost { --fg: #fff; --bg-hover: #fff; box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .4); }
.band-dark .btn-ghost:hover { color: var(--navy-800); }

/* Featured product card in the online section */
.product.featured { grid-column: span 2; grid-row: span 2; min-height: 520px; isolation: isolate; box-shadow: none; background: var(--navy-800); }
.product.featured figure { position: absolute; inset: 0; aspect-ratio: auto; z-index: -1; }
.product.featured figure::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(11, 42, 58, .05) 0%, rgba(11, 42, 58, .5) 42%, rgba(11, 42, 58, .94) 100%); }
.product.featured .p-body { flex: 0 0 auto; margin-top: auto; padding: 30px 30px 28px; }
.product.featured .p-body h3 { color: #fff; font-size: clamp(1.6rem, 2.4vw, 2.2rem); line-height: 1.12; }
.product.featured .p-body p { color: rgba(255, 255, 255, .86); font-size: 1rem; max-width: 46ch; }
.product.featured:hover { box-shadow: var(--shadow-lg); }
.p-feat { position: absolute; left: 18px; top: 18px; z-index: 1; padding: 7px 13px; border-radius: 999px; background: var(--blue); color: var(--navy-900); font-size: .76rem; font-weight: 700; letter-spacing: .04em; }
.p-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.p-tags li { padding: 6px 12px; border-radius: 999px; background: rgba(255, 255, 255, .14); -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px); font-size: .8rem; font-weight: 600; color: #fff; }
.p-cta { margin-top: 22px; align-self: flex-start; }

/* ---------- Product icons (Lucide sprite) ---------- */
.pi { width: 24px; height: 24px; flex: none; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Travel: primary product ---------- */
.feature-points { margin-top: 30px; display: grid; grid-template-columns: 1fr 1fr; gap: 14px 26px; }
.feature-points li { display: flex; align-items: center; gap: 12px; color: #fff; font-size: .98rem; line-height: 1.35; }
.feature-points .pi { width: 42px; height: 42px; padding: 10px; border-radius: 13px; background: rgba(255, 255, 255, .08); color: var(--blue); }
.hero-visual.feature-visual { --pl: clamp(70px, 8vw, 116px); padding-bottom: 40px; }
.policy-card { position: relative; z-index: 1; max-width: 460px; padding: 26px 26px 24px; border-radius: 26px; background: #fff; color: var(--text); box-shadow: 0 40px 80px -30px rgba(0, 0, 0, .55); }
.js .feature-visual .policy-card { opacity: 0; transform: translateY(26px) scale(.98); transition: opacity 1s var(--ease-out) .15s, transform 1.1s var(--ease-out) .15s; }
.js .feature-visual.in .policy-card { opacity: 1; transform: none; }
.pc-head { display: flex; align-items: center; gap: 14px; padding: 0 64px 18px 0; border-bottom: 1px solid var(--line); }
.pc-icon { width: 56px; height: 56px; flex: none; display: grid; place-items: center; border-radius: 17px; background: var(--navy-800); color: var(--blue); }
.pc-icon .pi { width: 28px; height: 28px; }
.pc-head small { display: block; font-size: .72rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.pc-head strong { display: block; margin-top: 2px; font-size: 1.04rem; color: var(--navy-900); }
.pc-badge { position: absolute; top: 24px; right: 22px; padding: 5px 11px; border-radius: 999px; background: #E5F5EC; color: #1E6B3D; font-size: .72rem; font-weight: 700; }
.pc-list { display: grid; gap: 13px; padding: 20px 0; }
.pc-list li { display: flex; align-items: center; gap: 11px; font-size: .96rem; color: var(--navy-900); }
.pc-list .ico { width: 24px; height: 24px; padding: 4px; border-radius: 50%; background: var(--ice); color: var(--teal); }
.pc-foot { display: flex; align-items: flex-end; justify-content: space-between; gap: 14px; padding-top: 18px; border-top: 1px solid var(--line); }
.pc-foot small { display: block; font-size: .78rem; color: var(--muted); }
.pc-foot .btn { white-space: nowrap; flex: none; }
.pc-foot b { display: block; font-size: 2.1rem; font-weight: 700; line-height: 1.1; letter-spacing: -.02em; color: var(--navy-800); }
.float-chip { position: absolute; z-index: 2; width: 58px; height: 58px; display: grid; place-items: center; border-radius: 18px; background: #fff; color: var(--teal); box-shadow: 0 20px 40px -18px rgba(0, 0, 0, .5); animation: drift 6s ease-in-out infinite; }
.float-chip .pi { width: 26px; height: 26px; }
.chip-a { right: -18px; top: 44%; }
.feature-visual .float-pill { top: auto; bottom: 14px; left: calc(var(--pl) + 22px); }

/* ---------- Catalogue: classes and products ---------- */
.catalogue { margin-top: clamp(8px, 2vw, 16px); }
.js .catalogue { opacity: 0; transform: translateY(26px); transition: opacity 1s var(--ease-out), transform 1.1s var(--ease-out); }
.js .catalogue.in { opacity: 1; transform: none; }
.cat-head { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: 8px 20px; margin-bottom: 22px; }
.cat-title { font-family: var(--serif); font-weight: 450; font-size: clamp(1.7rem, 2.6vw, 2.3rem); line-height: 1.1; letter-spacing: -.02em; color: var(--navy-800); }
.cat-groups { display: grid; grid-template-columns: repeat(5, 1fr); gap: 12px; }
.cat-tile { position: relative; display: flex; flex-direction: column; align-items: flex-start; gap: 6px; padding: 20px 18px 18px; border-radius: 18px; background: #fff; box-shadow: 0 0 0 1px var(--line); text-align: left; transition: transform .5s var(--ease-out), box-shadow .4s var(--ease), background-color .4s var(--ease); }
.cat-tile:hover { transform: translateY(-3px); box-shadow: 0 0 0 1px var(--line-strong), var(--shadow-sm); }
.cat-icon { width: 48px; height: 48px; display: grid; place-items: center; margin-bottom: 8px; border-radius: 14px; background: var(--ice); color: var(--teal); transition: background-color .4s var(--ease), color .4s var(--ease); }
.cat-icon .pi { width: 26px; height: 26px; }
.cat-name { font-size: 1rem; font-weight: 700; line-height: 1.3; color: var(--navy-900); transition: color .4s var(--ease); }
.cat-desc { font-size: .84rem; line-height: 1.45; color: var(--muted); transition: color .4s var(--ease); }
.cat-count { margin-top: auto; padding-top: 10px; font-size: .74rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--teal); }
.cat-tile.on { background: var(--navy-800); box-shadow: 0 20px 40px -20px rgba(11, 42, 58, .6); }
.cat-tile.on .cat-icon { background: rgba(255, 255, 255, .1); color: var(--blue); }
.cat-tile.on .cat-name { color: #fff; }
.cat-tile.on .cat-desc { color: var(--mist); }
.cat-tile.on .cat-count { color: var(--blue); }
.cat-tile.on::after { content: ""; position: absolute; left: 50%; bottom: -8px; width: 16px; height: 16px; border-radius: 3px; background: var(--navy-800); transform: translateX(-50%) rotate(45deg); }

.cat-panel { display: grid; grid-template-columns: repeat(auto-fill, minmax(255px, 1fr)); gap: 16px; margin-top: 28px; }
.cat-panel.swap .pcard { animation: cardIn .6s var(--ease-out) both; animation-delay: calc(var(--i, 0) * 70ms); }
@keyframes cardIn { from { opacity: 0; transform: translateY(18px); } }
.pcard { position: relative; display: flex; flex-direction: column; padding: 24px 22px 22px; border-radius: 20px; background: #fff; box-shadow: 0 0 0 1px var(--line); transition: transform .5s var(--ease-out), box-shadow .5s var(--ease-out); }
.pcard:hover { transform: translateY(-5px); box-shadow: 0 0 0 1px var(--line), var(--shadow-lg); }
.pcard-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 10px; margin-bottom: 18px; }
.pcard-icon { width: 58px; height: 58px; flex: none; display: grid; place-items: center; border-radius: 17px; background: linear-gradient(145deg, var(--ice) 0%, #D3EBF8 100%); color: var(--teal); transition: background .45s var(--ease), color .45s var(--ease), transform .6s var(--ease-out); }
.pcard-icon .pi { width: 29px; height: 29px; stroke-width: 1.5; }
.pcard:hover .pcard-icon { background: var(--navy-800); color: var(--blue); transform: rotate(-5deg) scale(1.04); }
.pcard-aud { display: inline-flex; align-items: center; gap: 6px; padding: 5px 10px; border-radius: 999px; background: var(--ice-2); box-shadow: inset 0 0 0 1px var(--line); font-size: .72rem; font-weight: 600; line-height: 1.2; color: var(--muted); text-align: right; }
.pcard-aud .pi { width: 14px; height: 14px; stroke-width: 1.8; }
.pcard-aud.biz { background: #FFF6E5; box-shadow: inset 0 0 0 1px #F2DCAE; color: #8A5300; }
.pcard-flag { align-self: flex-start; margin: -4px 0 10px; padding: 4px 10px; border-radius: 999px; background: var(--blue); color: var(--navy-900); font-size: .68rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.pcard-flag.soon { background: #FFF3DC; color: #8A5300; }
.pcard h3 { font-size: 1.1rem; font-weight: 700; line-height: 1.3; color: var(--navy-900); }
.pcard > p { margin-top: 8px; font-size: .9rem; line-height: 1.55; }
.pcard-items { display: grid; gap: 7px; margin-top: 14px; }
.pcard-items li { position: relative; padding-left: 15px; font-size: .84rem; line-height: 1.4; color: var(--navy-900); }
.pcard-items li::before { content: ""; position: absolute; left: 2px; top: .38em; width: 3px; height: .8em; border-radius: 1px; background: var(--blue); }
.pcard > :nth-last-child(2) { margin-bottom: 20px; }
.pcard-cta { margin-top: auto; align-self: flex-start; display: inline-flex; align-items: center; gap: 8px; font-size: .9rem; font-weight: 700; color: var(--teal); }
.pcard-cta::after { content: ""; position: absolute; inset: 0; border-radius: inherit; }
.pcard-cta .ico { transition: transform .45s var(--ease-out); }
.pcard:hover .pcard-cta .ico { transform: translateX(5px); }
.pcard-cta.buy { height: 42px; padding: 0 18px; border-radius: 999px; background: var(--teal); color: #fff; }
.pcard.primary { box-shadow: 0 0 0 2px var(--teal), 0 26px 50px -30px rgba(0, 105, 139, .6); }
.pcard.help { background: transparent; box-shadow: inset 0 0 0 1.5px var(--line-strong); }
.pcard.help .pcard-icon { margin-bottom: 18px; background: var(--ice); }
.pcard.help:hover { box-shadow: inset 0 0 0 1.5px var(--teal); }

/* ---------- Dark cards (independence) ---------- */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(20px, 3vw, 40px); }
.card-dark { position: relative; padding-top: 30px; border-top: 1px solid rgba(255,255,255,.22); }
.card-dark::before { content: ""; position: absolute; top: -1px; left: 0; height: 1px; width: 100%; background: var(--blue); transform: scaleX(0); transform-origin: left; transition: transform 1.2s var(--ease-out) .3s; }
.card-dark.in::before { transform: scaleX(.3); }
.card-dark:hover::before { transform: scaleX(1); transition-delay: 0s; }
.num { font-family: var(--sans); font-size: .82rem; font-weight: 600; letter-spacing: .08em; color: var(--teal); }
.card-dark .num { color: var(--sky); }
.card-dark h3 { margin: 26px 0 14px; font-family: var(--sans); font-weight: 600; font-size: clamp(1.6rem, 2.2vw, 2rem); line-height: 1.12; letter-spacing: -.02em; color: #fff; }
.card-dark p { font-size: 1rem; max-width: 34ch; }

/* ---------- Services grid ---------- */
.svc-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); }
.svc { position: relative; padding: 40px 36px 46px 0; border-bottom: 1px solid var(--line); transition: background-color .5s var(--ease); }
.svc:nth-child(3n+2), .svc:nth-child(3n) { padding-left: 36px; border-left: 1px solid var(--line); }
.svc::before { content: ""; position: absolute; top: -1px; left: 0; right: 0; height: 2px; background: var(--teal); transform: scaleX(0); transform-origin: left; transition: transform .7s var(--ease-out); }
.svc:hover::before { transform: scaleX(1); }
.svc h3 { margin: 34px 0 10px; font-family: var(--sans); font-weight: 600; font-size: 1.75rem; line-height: 1.12; letter-spacing: -.02em; color: var(--navy-800); }
.svc p { max-width: 32ch; }

/* ---------- Marquee ---------- */
.marquee { overflow: hidden; border-block: 1px solid var(--line); padding: 28px 0; background: #fff; }
.marquee-track { display: flex; width: max-content; animation: marquee 48s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
.marquee-group { display: flex; align-items: center; gap: 40px; padding-right: 40px; }
.marquee-group span { font-family: var(--sans); font-weight: 300; font-size: clamp(1.7rem, 3vw, 2.6rem); letter-spacing: -.02em; color: var(--navy-800); white-space: nowrap; }
.mq-sep { width: 14px; height: 16px; flex: none; background:
    linear-gradient(var(--blue), var(--blue)) 0 100% / 2.5px 100% no-repeat,
    linear-gradient(var(--blue), var(--blue)) 3.8px 100% / 2.5px 71% no-repeat,
    linear-gradient(var(--blue), var(--blue)) 7.6px 100% / 2.5px 39% no-repeat,
    linear-gradient(var(--blue), var(--blue)) 11.5px 100% / 2.5px 100% no-repeat; }
@keyframes marquee { to { transform: translateX(-50%); } }

/* ---------- Coverage ---------- */
/* Partner insurers: an endless strip of logos */
.partners { padding-block: clamp(56px, 7vw, 96px) clamp(70px, 9vw, 120px); overflow: hidden; }
.partners-head { display: flex; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; gap: 18px 48px; margin-bottom: clamp(28px, 4vw, 44px); }
.partners-head .eyebrow { margin-bottom: 14px; }
.partners-title { max-width: 24ch; font-family: var(--sans); font-weight: 600; font-size: clamp(1.4rem, 2.3vw, 1.95rem); line-height: 1.2; letter-spacing: -.02em; color: var(--navy-800); }
.partners-note { max-width: 36ch; color: var(--muted); }
.logo-strip {
  --gap: 18px;
  overflow: hidden; padding-block: 8px;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 9%, #000 91%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 9%, #000 91%, transparent);
}
.logo-track { display: flex; gap: var(--gap); width: max-content; animation: logos var(--dur, 40s) linear infinite; }
.logo-strip:hover .logo-track { animation-play-state: paused; }
/* Two copies of the list: moving by one copy plus one gap loops without a seam */
@keyframes logos { to { transform: translateX(calc(-50% - var(--gap) / 2)); } }
.logo-tile {
  flex: none; width: 212px; height: 108px; display: grid; place-items: center;
  background: var(--white); border: 1px solid var(--line); border-radius: 18px;
  transition: border-color .5s var(--ease-out), box-shadow .5s var(--ease-out), transform .5s var(--ease-out);
}
/* Each logo gets a similar visual weight: width and height come from its proportions (main.js) */
.logo-tile img {
  width: calc(var(--lw, 128px) * var(--k, 1)); height: calc(var(--lh, 42px) * var(--k, 1)); object-fit: contain;
  filter: grayscale(1) contrast(1.1); opacity: .7; transition: filter .6s var(--ease-out), opacity .6s var(--ease-out);
}
/* The logo passing through the middle, and the one under the mouse, show their own colours */
.logo-tile.lit img, .logo-tile:hover img { filter: none; opacity: 1; }
.logo-tile.lit, .logo-tile:hover { border-color: var(--mist); box-shadow: var(--shadow-sm); }
.logo-tile:hover { transform: translateY(-3px); }

.coverage { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(40px, 7vw, 110px); align-items: start; }
.coverage-side { position: sticky; top: calc(var(--header-h) + 40px); }
.coverage-side p { margin-top: 26px; max-width: 40ch; }
.coverage-side .btn { margin-top: 34px; }
.rows { border-top: 1px solid var(--line); }
.rows > li { position: relative; border-bottom: 1px solid var(--line); isolation: isolate; }
.rows > li::before { content: ""; position: absolute; inset: 0 -16px; z-index: -1; background: var(--ice); border-radius: 14px; transform: scaleY(.4); opacity: 0; transition: transform .5s var(--ease-out), opacity .5s var(--ease-out); }
.rows > li:hover::before, .rows > li.open::before { transform: none; opacity: 1; }
.cov-head {
  width: 100%; display: grid; grid-template-columns: 60px 1fr auto; align-items: center; gap: 12px;
  padding: 26px 10px 26px 0; background: none; border: 0; text-align: left; font: inherit; color: inherit; cursor: pointer;
}
.cov-head:focus-visible { outline: 2px solid var(--blue); outline-offset: 2px; border-radius: 12px; }
.row-n { font-family: var(--sans); font-size: .82rem; font-weight: 600; letter-spacing: .08em; color: var(--teal); }
.row-t { font-family: var(--sans); font-weight: 600; font-size: clamp(1.3rem, 2vw, 1.7rem); line-height: 1.2; letter-spacing: -.015em; color: var(--navy-800); transition: transform .5s var(--ease-out); }
.rows > li:not(.open):hover .row-t { transform: translateX(6px); }
.cov { scroll-margin-top: calc(var(--header-h) + 16px); }
.cov-head .ico { color: var(--teal); opacity: .35; transition: opacity .45s var(--ease-out), transform .45s var(--ease-out); }
.rows > li:hover .cov-head .ico { opacity: 1; }
.rows > li.open .cov-head .ico { opacity: 1; transform: rotate(90deg); }
/* Opening a business line: the height animates from 0 to the content's own height */
.cov-body { display: grid; grid-template-rows: 0fr; visibility: hidden; transition: grid-template-rows .55s var(--ease-out), visibility 0s linear .55s; }
.cov.open .cov-body { grid-template-rows: 1fr; visibility: visible; transition: grid-template-rows .55s var(--ease-out), visibility 0s; }
.cov-clip { overflow: hidden; min-height: 0; }
.cov-inner { display: grid; gap: 24px; padding: 0 10px 32px 72px; opacity: 0; transform: translateY(-8px); transition: opacity .4s var(--ease-out), transform .5s var(--ease-out); }
.cov.open .cov-inner { opacity: 1; transform: none; transition-delay: .12s; }
.cov-prod + .cov-prod { padding-top: 24px; border-top: 1px solid var(--line-strong); }
.cov-ph { display: flex; align-items: center; gap: 12px; }
.cov-ic { flex: none; width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; background: var(--white); color: var(--teal); box-shadow: var(--shadow-sm); }
.cov-ic .pi { width: 22px; height: 22px; }
.cov-ph h3 { font-family: var(--sans); font-size: 1.08rem; font-weight: 700; line-height: 1.3; color: var(--navy-900); }
.cov-prod p { margin-top: 12px; max-width: 62ch; color: var(--text); line-height: 1.65; }
.cov-items { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 14px; }
.cov-items li { padding: 6px 12px; border-radius: 999px; background: var(--white); font-size: .86rem; font-weight: 500; color: var(--navy-800); }
.cov-cta { display: inline-flex; align-items: center; gap: 8px; height: 42px; margin-top: 18px; padding: 0 18px; border-radius: 999px; background: var(--teal); color: #fff; font-size: .9rem; font-weight: 700; transition: background .3s var(--ease-out); }
.cov-cta:hover { background: var(--navy-700); }
.cov-cta .ico { transition: transform .45s var(--ease-out); }
.cov-cta:hover .ico { transform: translateX(4px); }

/* ---------- Review ---------- */
.panel-ice { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 6vw, 90px); padding: clamp(32px, 6vw, 80px); background: var(--ice); border-radius: 36px; }
.review-copy p { margin-top: 24px; max-width: 48ch; }
.quote { font-family: var(--sans); font-style: italic; font-size: 1.2rem; line-height: 1.4; color: var(--navy-800) !important; padding-left: 20px; border-left: 2px solid var(--blue); }
.review-photo { margin-top: 36px; aspect-ratio: 16 / 10; border-radius: var(--radius); overflow: hidden; }
.review-photo img { width: 100%; height: 100%; object-fit: cover; }
.list-title { font-size: .78rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--navy-800) !important; margin-bottom: 18px; }
.review-list { align-self: center; }

.bars-list li { position: relative; padding: 16px 0 16px 26px; border-top: 1px solid var(--line-strong); font-weight: 500; color: var(--navy-900); line-height: 1.4; }
.bars-list li::before { content: ""; position: absolute; left: 2px; top: 19px; width: 3px; height: 16px; border-radius: 1px; background: var(--blue); }
.bars-list.two-col { display: grid; grid-template-columns: 1fr 1fr; column-gap: 28px; }
.bars-list.on-dark li { color: #fff; border-color: rgba(255,255,255,.16); font-weight: 400; }

/* ---------- Value ---------- */
.value-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(32px, 6vw, 90px); align-items: start; }
.pillars li { display: grid; grid-template-columns: 64px 1fr; gap: 10px; padding: 32px 0; border-top: 1px solid var(--line); }
.pillars li:last-child { border-bottom: 1px solid var(--line); }
.pillars .num { padding-top: 8px; }
.pillars h3 { font-family: var(--sans); font-weight: 600; font-size: clamp(1.6rem, 2.4vw, 2.1rem); letter-spacing: -.02em; line-height: 1.12; color: var(--navy-800); margin-bottom: 8px; }
.box-dark { background: var(--navy-700); color: #fff; border-radius: var(--radius-lg); padding: clamp(30px, 4vw, 48px); position: relative; overflow: hidden; }
.box-dark h3 { font-family: var(--sans); font-weight: 600; font-size: clamp(1.6rem, 2.4vw, 2.1rem); letter-spacing: -.02em; line-height: 1.12; margin-bottom: 22px; }
.box-dark::after { content: ""; position: absolute; right: -40px; bottom: -40px; width: 180px; height: 200px; opacity: .08; background:
    linear-gradient(#fff, #fff) 0 100% / 16% 100% no-repeat,
    linear-gradient(#fff, #fff) 28% 100% / 16% 71% no-repeat,
    linear-gradient(#fff, #fff) 56% 100% / 16% 39% no-repeat,
    linear-gradient(#fff, #fff) 84% 100% / 16% 100% no-repeat; pointer-events: none; }

/* ---------- Reinsurance ---------- */
.band-re { isolation: isolate; }
.band-re .btn { margin-top: 36px; }
.re-list li { display: grid; grid-template-columns: 56px 1fr; align-items: baseline; padding: 22px 0; border-top: 1px solid rgba(255,255,255,.16); font-size: 1.15rem; color: #fff; }
.re-list li:last-child { border-bottom: 1px solid rgba(255,255,255,.16); }
.re-list .row-n { color: var(--sky); }

/* ---------- Claims timeline ---------- */
.timeline { position: relative; display: grid; grid-template-columns: repeat(5, 1fr); gap: 28px; }
.timeline::before, .timeline::after { content: ""; position: absolute; top: 27px; left: 28px; right: calc((100% - 112px) / 5 - 28px); height: 1px; background: var(--line-strong); }
.timeline::after { background: var(--teal); height: 2px; top: 26.5px; transform: scaleX(0); transform-origin: left; transition: transform 2.2s var(--ease-out) .2s; }
.timeline.in::after { transform: scaleX(1); }
.timeline li { position: relative; z-index: 1; }
.t-n { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: #fff; box-shadow: inset 0 0 0 1px var(--line-strong); font-family: var(--sans); font-size: 1.15rem; font-weight: 600; color: var(--navy-800); transition: background-color .6s var(--ease), color .6s var(--ease), box-shadow .6s var(--ease); }
.timeline h3 { margin: 26px 0 8px; font-size: 1.12rem; font-weight: 600; color: var(--navy-900); }
.timeline p { font-size: .95rem; line-height: 1.5; max-width: 22ch; }
.js .timeline li { opacity: 0; transform: translateY(20px); transition: opacity .9s var(--ease-out), transform .9s var(--ease-out); }
.js .timeline.in li { opacity: 1; transform: none; }
.timeline.in .t-n { background: var(--teal); color: #fff; box-shadow: none; }
.timeline li:nth-child(1), .timeline li:nth-child(1) .t-n { transition-delay: .2s; }
.timeline li:nth-child(2), .timeline li:nth-child(2) .t-n { transition-delay: .6s; }
.timeline li:nth-child(3), .timeline li:nth-child(3) .t-n { transition-delay: 1s; }
.timeline li:nth-child(4), .timeline li:nth-child(4) .t-n { transition-delay: 1.4s; }
.timeline li:nth-child(5), .timeline li:nth-child(5) .t-n { transition-delay: 1.8s; }
.callout { margin-top: clamp(44px, 6vw, 64px); padding: 28px 34px; border-radius: var(--radius); background: var(--navy-700); color: #fff !important; font-size: 1.12rem; line-height: 1.55; }

/* ---------- Benefits ---------- */
.benefits-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(32px, 6vw, 90px); align-items: stretch; }
.box-big { display: flex; flex-direction: column; justify-content: flex-end; min-height: 440px; }
.big-num { font-family: var(--sans); font-weight: 300; font-size: clamp(5rem, 10vw, 8.5rem); line-height: .9; letter-spacing: -.05em; color: var(--blue); margin-bottom: auto; }
.box-big h3 { margin-top: 40px; font-size: clamp(1.9rem, 3vw, 2.6rem); }
.box-big p { margin-top: 0; max-width: 44ch; }
.box-dark p { color: var(--mist); position: relative; z-index: 1; }
.box-dark h3, .box-dark ul, .box-dark .big-num { position: relative; z-index: 1; }

/* ---------- Start ---------- */
.steps .step { padding: 36px 32px 40px; background: var(--ice); border-radius: var(--radius); transition: transform .6s var(--ease-out), background-color .6s var(--ease); }
.steps .step:hover { transform: translateY(-4px); }
.steps .t-n { background: var(--teal); color: #fff; box-shadow: none; width: 52px; height: 52px; }
.steps h3 { margin: 30px 0 12px; font-family: var(--sans); font-weight: 600; font-size: 2rem; letter-spacing: -.02em; color: var(--navy-800); }
.cta-band { margin-top: 28px; display: flex; align-items: center; justify-content: space-between; gap: 28px; padding: 26px 26px 26px 36px; border-radius: var(--radius); background: var(--navy-700); }
.cta-band p { color: #fff; font-weight: 600; font-size: 1.1rem; line-height: 1.45; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 7vw, 110px); align-items: start; }
.contact-copy > p { margin-top: 24px; }
.contact-list { margin-top: 44px; }
.contact-list > div { display: grid; grid-template-columns: 120px 1fr; gap: 16px; padding: 20px 0; border-top: 1px solid rgba(255,255,255,.16); }
.contact-list > div:last-child { border-bottom: 1px solid rgba(255,255,255,.16); }
.contact-list dt { font-size: .75rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--mist); padding-top: 4px; }
.contact-list dd { color: #fff; font-size: 1.06rem; line-height: 1.6; }
.contact-list dd a { display: block; width: fit-content; background: linear-gradient(var(--blue), var(--blue)) 0 100% / 0 1px no-repeat; transition: background-size .5s var(--ease-out); }
.contact-list dd a:hover { background-size: 100% 1px; }

.contact-form { background: #fff; color: var(--text); border-radius: var(--radius-lg); padding: clamp(26px, 4vw, 44px); box-shadow: 0 40px 80px -40px rgba(0,0,0,.5); }
.contact-form h3 { font-family: var(--sans); font-weight: 600; font-size: 1.8rem; letter-spacing: -.02em; line-height: 1.15; color: var(--navy-800); margin-bottom: 26px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { position: relative; display: grid; gap: 7px; margin-bottom: 16px; }
.field > span { font-size: .82rem; font-weight: 600; color: var(--navy-900); }
.field input, .field select, .field textarea {
  width: 100%; height: 52px; padding: 0 16px;
  border: 0; border-radius: var(--radius-sm); background: var(--ice-2);
  box-shadow: inset 0 0 0 1px var(--line);
  font-size: 1rem; color: var(--text);
  transition: box-shadow .3s var(--ease), background-color .3s var(--ease);
  appearance: none; -webkit-appearance: none;
}
.field textarea { height: auto; padding: 14px 16px; resize: vertical; min-height: 110px; }
.field input:hover, .field select:hover, .field textarea:hover { box-shadow: inset 0 0 0 1px var(--line-strong); }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; background: #fff; box-shadow: inset 0 0 0 1.5px var(--teal), 0 0 0 4px rgba(0,105,139,.12); }
.field.select .ico { position: absolute; right: 16px; bottom: 17px; color: var(--muted); pointer-events: none; }
.field.invalid input { box-shadow: inset 0 0 0 1.5px #B4232C; }
.form-foot { display: flex; align-items: center; justify-content: space-between; gap: 18px; margin-top: 8px; }
.form-foot small { color: var(--muted); font-size: .82rem; line-height: 1.4; max-width: 26ch; }
.form-error { color: #B4232C !important; font-size: .9rem; margin-bottom: 10px; }
.form-req { font-size: .8rem; color: var(--muted); margin: -4px 0 12px; }
.form-success { display: flex; align-items: center; gap: 12px; margin-top: 18px; padding: 14px 16px; border-radius: var(--radius-sm); background: var(--ice); color: var(--navy-800); font-weight: 600; }
.form-success[hidden], .form-error[hidden] { display: none; }
.form-success .ico { color: var(--teal); }

.map { margin-top: clamp(56px, 7vw, 90px); height: 380px; border-radius: var(--radius-lg); overflow: hidden; background: var(--navy-800); }
.map iframe { width: 100%; height: 100%; border: 0; filter: grayscale(.35) contrast(1.05); }

.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.quick[hidden] { display: none; }

/* ---------- Footer ---------- */
.site-footer { padding-top: clamp(64px, 8vw, 100px); background: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 56px; }
.footer-brand img { height: 34px; width: auto; }
.footer-brand p { margin-top: 22px; max-width: 36ch; font-size: .95rem; }
.site-footer h4 { font-size: .75rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--navy-900); margin-bottom: 18px; }
.site-footer nav a { display: block; width: fit-content; padding: 5px 0; font-size: .95rem; color: var(--muted); transition: color .3s var(--ease); }
.site-footer nav a:hover { color: var(--teal); }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 14px; padding-block: 26px 34px; border-top: 1px solid var(--line); font-size: .85rem; color: var(--muted); }
.footer-links { display: flex; flex-wrap: wrap; gap: 22px; }
.footer-links a:hover { color: var(--teal); }

/* ---------- Modal ---------- */
.modal { position: fixed; inset: 0; z-index: 300; display: grid; place-items: center; padding: 24px; visibility: hidden; pointer-events: none; }
.modal.open { visibility: visible; pointer-events: auto; }
.modal-backdrop { position: absolute; inset: 0; background: rgba(11, 42, 58, .5); -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px); opacity: 0; transition: opacity .5s var(--ease); }
.modal.open .modal-backdrop { opacity: 1; }
.modal-dialog {
  position: relative; width: min(780px, 100%); max-height: calc(100svh - 48px);
  display: flex; flex-direction: column;
  background: #fff; border-radius: 28px; box-shadow: var(--shadow-lg);
  opacity: 0; transform: translateY(30px) scale(.98);
  transition: opacity .5s var(--ease-out), transform .6s var(--ease-out);
}
.modal.open .modal-dialog { opacity: 1; transform: none; }
.qm-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 20px; padding: 28px 32px 0; }
.qm-demo { display: inline-block; font-size: .7rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--teal); background: var(--ice); padding: 5px 10px; border-radius: 999px; margin-bottom: 10px; }
.qm-head h3 { font-family: var(--sans); font-weight: 600; font-size: 1.9rem; letter-spacing: -.02em; line-height: 1.1; color: var(--navy-800); }
.qm-close { width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; box-shadow: inset 0 0 0 1px var(--line-strong); color: var(--navy-900); transition: background-color .3s var(--ease), transform .4s var(--ease-out); }
.qm-close:hover { background: var(--ice); transform: rotate(90deg); }

.qm-steps { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; padding: 24px 32px 0; }
.qm-steps li { display: flex; flex-direction: column; gap: 10px; font-size: .8rem; font-weight: 600; color: var(--muted); }
.qm-steps li::before { content: ""; height: 3px; border-radius: 3px; background: var(--line); transition: background-color .5s var(--ease); }
.qm-steps li i { display: none; }
.qm-steps li.on { color: var(--navy-900); }
.qm-steps li.on::before { background: var(--teal); }

.qm-body { padding: 26px 32px 28px; overflow-y: auto; overscroll-behavior: contain; }
.qm-step { animation: stepIn .6s var(--ease-out); }
@keyframes stepIn { from { opacity: 0; transform: translateX(18px); } to { opacity: 1; transform: none; } }
.qm-label { font-weight: 600; color: var(--navy-900) !important; font-size: 1.05rem; margin-bottom: 4px; }
.qm-sub { font-size: .88rem; margin-bottom: 18px; }
.qm-products { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; margin-top: 18px; }
.qm-prod { display: flex; flex-direction: column; text-align: left; border-radius: 16px; overflow: hidden; box-shadow: inset 0 0 0 1px var(--line); background: #fff; transition: box-shadow .3s var(--ease), transform .4s var(--ease-out); }
.qm-prod:hover { transform: translateY(-3px); box-shadow: inset 0 0 0 1px var(--line-strong), var(--shadow-sm); }
.qm-prod img { aspect-ratio: 16 / 10; width: 100%; object-fit: cover; }
.qm-prod span { padding: 10px 12px 12px; font-size: .86rem; font-weight: 600; line-height: 1.3; color: var(--navy-900); }
.qm-prod.sel { box-shadow: inset 0 0 0 2px var(--teal), var(--shadow-sm); }
.qm-prod.sel span { color: var(--teal); }

.qm-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; margin-top: 18px; }
.qm-grid .span2 { grid-column: 1 / -1; }
.check { display: flex; align-items: center; gap: 12px; height: 52px; padding: 0 16px; border-radius: var(--radius-sm); background: var(--ice-2); box-shadow: inset 0 0 0 1px var(--line); font-size: .95rem; color: var(--navy-900); cursor: pointer; margin-bottom: 16px; align-self: end; }
.check input { width: 18px; height: 18px; accent-color: var(--teal); }

.qm-offers { display: grid; gap: 12px; margin-top: 18px; }
.offer { position: relative; display: grid; grid-template-columns: auto 1fr auto; gap: 16px; align-items: start; padding: 18px 20px; border-radius: 18px; box-shadow: inset 0 0 0 1px var(--line); cursor: pointer; transition: box-shadow .3s var(--ease), background-color .3s var(--ease); }
.offer:hover { box-shadow: inset 0 0 0 1px var(--line-strong); }
.offer input { margin-top: 4px; width: 18px; height: 18px; accent-color: var(--teal); }
.offer.sel { background: var(--ice-2); box-shadow: inset 0 0 0 2px var(--teal); }
.offer-name { font-weight: 600; color: var(--navy-900); display: flex; flex-wrap: wrap; align-items: center; gap: 8px; }
.offer-badge { font-size: .7rem; font-weight: 600; letter-spacing: .03em; padding: 4px 9px; border-radius: 999px; background: var(--ice); color: var(--teal); }
.offer-badge.rec { background: var(--teal); color: #fff; }
.offer-feats { display: flex; flex-wrap: wrap; gap: 6px 16px; margin-top: 10px; }
.offer-feats span { display: inline-flex; align-items: center; gap: 6px; font-size: .82rem; color: var(--muted); }
.offer-feats span.yes { color: var(--navy-900); }
.offer-feats .ico { width: 14px; height: 14px; color: var(--teal); }
.offer-feats span.no { text-decoration: line-through; text-decoration-color: rgba(74,98,114,.5); opacity: .7; }
.offer-feats span.no .ico { visibility: hidden; }
.offer-price { text-align: right; font-family: var(--sans); font-size: 1.6rem; font-weight: 600; letter-spacing: -.02em; color: var(--navy-800); line-height: 1.1; white-space: nowrap; }
.offer-price small { display: block; font-family: var(--sans); font-size: .76rem; font-weight: 500; letter-spacing: 0; color: var(--muted); }
.qm-note { display: flex; align-items: center; gap: 8px; margin-top: 16px; font-size: .84rem; }

.qm-summary { margin-top: 18px; border-radius: 18px; background: var(--ice-2); box-shadow: inset 0 0 0 1px var(--line); padding: 6px 20px; }
.qm-summary div { display: flex; justify-content: space-between; gap: 16px; padding: 12px 0; border-bottom: 1px solid var(--line); font-size: .95rem; }
.qm-summary div:last-child { border-bottom: 0; }
.qm-summary dt { color: var(--muted); }
.qm-summary dd { font-weight: 600; color: var(--navy-900); text-align: right; }
.qm-summary .total dd { font-family: var(--sans); font-size: 1.5rem; font-weight: 600; color: var(--navy-800); }
.qm-pay { margin-top: 20px; }
.qm-pay input:disabled { opacity: 1; cursor: not-allowed; color: var(--muted); }

.qm-done { text-align: center; padding: 26px 0 10px; }
.done-mark { width: 84px; height: 84px; margin: 0 auto 22px; }
.done-mark circle { fill: none; stroke: var(--teal); stroke-width: 2; stroke-dasharray: 252; stroke-dashoffset: 252; animation: draw 1s var(--ease-out) forwards; }
.done-mark path { fill: none; stroke: var(--teal); stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 50; stroke-dashoffset: 50; animation: draw .6s .7s var(--ease-out) forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }
.qm-error { margin-top: 16px; padding: 12px 14px; border-radius: var(--radius-sm); background: #FBECEC; color: #8F1D24 !important; font-size: .9rem; }
.qm-order { margin-top: 12px; font-size: 1rem; color: var(--navy-900) !important; }
.qm-order strong { font-family: var(--sans); font-size: 1.25rem; font-weight: 600; letter-spacing: .02em; color: var(--teal); }
.qm-foot .btn:disabled { opacity: .7; cursor: progress; }
.qm-sec { grid-column: 1 / -1; margin: 6px 0 14px; padding-top: 18px; border-top: 1px solid var(--line); font-size: .76rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--muted) !important; }
.qm-callout { margin-top: 18px; padding: 14px 16px; border-radius: var(--radius-sm); background: var(--ice); color: var(--navy-800) !important; font-size: .93rem; line-height: 1.5; }
.qm-prod small { display: block; margin-top: 3px; font-size: .72rem; font-weight: 600; color: var(--teal); }
.qm-prod.feat:not(.sel) { box-shadow: inset 0 0 0 1.5px var(--blue); }
.qm-error[hidden] { display: none; }
.field.invalid textarea { box-shadow: inset 0 0 0 1.5px #B4232C; }
.qm-group { display: flex; align-items: center; gap: 8px; margin: 20px 0 10px; font-size: .74rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--muted) !important; }
.qm-group .pi { width: 16px; height: 16px; color: var(--teal); }
.qm-body .qm-products { grid-template-columns: repeat(3, 1fr); margin-top: 0; gap: 10px; }
.qm-body .qm-prod { flex-direction: row; align-items: center; gap: 12px; padding: 12px; }
.qm-body .qm-prod > span { padding: 0; }
.qm-ic { width: 42px; height: 42px; flex: none; display: grid; place-items: center; border-radius: 12px; background: var(--ice); color: var(--teal); transition: background-color .3s, color .3s; }
.qm-ic .pi { width: 22px; height: 22px; }
.qm-prod.sel .qm-ic { background: var(--teal); color: #fff; }
.qm-prodline { display: flex; align-items: center; gap: 8px; }
.qm-prodline .pi { width: 18px; height: 18px; color: var(--teal); }
.qm-done h4 { font-family: var(--sans); font-weight: 600; font-size: 2rem; letter-spacing: -.02em; color: var(--navy-800); }
.qm-done p { margin: 10px auto 0; max-width: 46ch; }

.qm-foot { display: flex; justify-content: space-between; gap: 12px; padding: 18px 32px; border-top: 1px solid var(--line); }
.qm-foot [data-back][hidden] { display: inline-flex; visibility: hidden; }
body.modal-open { overflow: hidden; }

/* ---------- Responsive ---------- */
/* Travel purchase: area, type of cover, travellers and offer */
.qm-step.still { animation: none; }
.qm-sec.first { margin-top: 0; }
.qm-zones { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.zone-opt, .kind-opt { position: relative; display: grid; align-content: start; gap: 3px; padding: 14px 16px; border-radius: 16px; box-shadow: inset 0 0 0 1px var(--line); background: #fff; cursor: pointer; transition: box-shadow .3s var(--ease), background-color .3s var(--ease); }
.zone-opt:hover, .kind-opt:hover { box-shadow: inset 0 0 0 1px var(--line-strong); }
.zone-opt input, .kind-opt input { position: absolute; opacity: 0; pointer-events: none; }
.zone-opt.sel, .kind-opt.sel { background: var(--ice-2); box-shadow: inset 0 0 0 2px var(--teal); }
.zone-opt:focus-within, .kind-opt:focus-within { outline: 2px solid var(--blue); outline-offset: 2px; }
.zone-name { font-weight: 600; line-height: 1.3; color: var(--navy-900); }
.zone-plan { font-size: .74rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--teal); }
.zone-med { font-size: .8rem; color: var(--muted); }
.qm-kind { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.kind-opt span { font-weight: 600; color: var(--navy-900); }
.kind-opt small { font-size: .8rem; color: var(--muted); }
.qm-extras .check small { color: var(--teal); font-weight: 600; }
.qm-live { margin-top: 6px; }
.qm-live:empty { display: none; }
.qm-live dl { border-radius: 18px; background: var(--ice-2); box-shadow: inset 0 0 0 1px var(--line); padding: 4px 18px; }
.qm-live dl div { display: flex; justify-content: space-between; gap: 16px; padding: 10px 0; border-bottom: 1px solid var(--line); font-size: .92rem; }
.qm-live dl div:last-child { border-bottom: 0; }
.qm-live dt { color: var(--muted); }
.qm-live dd { font-weight: 600; color: var(--navy-900); text-align: right; }
.qm-live .total dd { font-size: 1.15rem; color: var(--navy-800); }
.qm-live-note { margin-top: 8px; font-size: .8rem; }
.qm-trav { border: 0; margin: 0 0 6px; padding: 16px 18px 2px; border-radius: 18px; box-shadow: inset 0 0 0 1px var(--line); }
.qm-trav + .qm-trav { margin-top: 12px; }
.qm-trav legend { float: left; width: 100%; font-size: .76rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--teal); }
.qm-trav .qm-grid { clear: both; margin-top: 10px; }
.qm-trav + .qm-grid .qm-sec { margin-top: 14px; }
.qm-callout.warn { background: #FFF6E5; color: #6B4A00 !important; }
.tr-offer { margin-top: 14px; border-radius: 20px; box-shadow: inset 0 0 0 1px var(--line); padding: 20px 22px; }
.tr-head { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-bottom: 14px; border-bottom: 1px solid var(--line); }
.tr-head small { display: block; font-size: .78rem; color: var(--muted); }
.tr-head strong { font-size: 1.15rem; color: var(--navy-900); }
.tr-plan { flex: none; font-size: .74rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 6px 12px; border-radius: 999px; background: var(--teal); color: #fff; }
.tr-facts div, .tr-bens div { display: flex; justify-content: space-between; gap: 16px; padding: 9px 0; border-bottom: 1px solid var(--line); font-size: .9rem; }
.tr-facts dt, .tr-bens dt { color: var(--muted); }
.tr-facts dd, .tr-bens dd { font-weight: 600; color: var(--navy-900); text-align: right; }
.tr-bens dd { flex: none; max-width: 45%; }
.tr-sub { margin-top: 16px; font-size: .76rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--muted) !important; }
.tr-key { display: grid; gap: 8px; margin-top: 10px; }
.tr-key li { display: grid; grid-template-columns: auto 1fr auto; align-items: start; gap: 10px; font-size: .9rem; color: var(--text); }
.tr-key .ico { width: 16px; height: 16px; margin-top: 3px; color: var(--teal); }
.tr-key b { color: var(--navy-800); white-space: nowrap; }
.tr-all { margin-top: 12px; border-radius: 14px; background: var(--ice-2); padding: 0 16px; }
.tr-all summary { cursor: pointer; padding: 12px 0; font-size: .9rem; font-weight: 600; color: var(--teal); }
.tr-all[open] { padding-bottom: 8px; }
.tr-sec { margin-top: 10px; font-size: .74rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--teal) !important; }
.tr-people { display: grid; gap: 8px; margin-top: 10px; }
.tr-people li { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 10px 14px; border-radius: 14px; background: var(--ice-2); }
.tr-people strong { display: block; color: var(--navy-900); }
.tr-people small { display: block; font-size: .8rem; color: var(--muted); }
.tr-people b { font-size: 1.05rem; color: var(--navy-800); white-space: nowrap; }
.tr-total { display: flex; align-items: baseline; justify-content: space-between; gap: 16px; margin-top: 16px; padding-top: 14px; border-top: 1px solid var(--line); }
.tr-total span { font-weight: 600; color: var(--navy-900); }
.tr-total b { font-size: 1.6rem; font-weight: 600; letter-spacing: -.02em; color: var(--navy-800); }

/* Live chat */
.chat { position: fixed; right: 24px; bottom: 24px; z-index: 150; display: grid; justify-items: end; gap: 14px; }
.modal-open .chat, .nav-open .chat { display: none; }
.chat-fab {
  order: 2; position: relative; display: inline-flex; align-items: center; gap: 10px; height: 56px; padding: 0 22px 0 18px;
  border-radius: 999px; background: var(--navy-800); color: #fff; font-weight: 600; font-size: .95rem;
  box-shadow: 0 18px 40px -16px rgba(11, 42, 58, .6); transition: background-color .3s var(--ease), transform .4s var(--ease-out);
}
.chat-fab:hover { background: var(--teal); transform: translateY(-2px); }
.chat-fab .ico { width: 22px; height: 22px; }
.chat.open .chat-fab-label { display: none; }
.chat.open .chat-fab { padding: 0; width: 56px; justify-content: center; }
.chat-badge { position: absolute; top: -4px; right: -4px; min-width: 22px; height: 22px; padding: 0 6px; display: grid; place-items: center; border-radius: 999px; background: var(--blue); color: var(--navy-900); font-size: .75rem; font-weight: 700; box-shadow: 0 0 0 3px #fff; }
.chat-badge[hidden] { display: none; }
.chat-panel {
  order: 1; width: min(380px, calc(100vw - 32px)); height: min(600px, calc(100svh - 120px)); display: flex; flex-direction: column;
  border-radius: 24px; overflow: hidden; background: #fff; box-shadow: 0 40px 90px -30px rgba(11, 42, 58, .55), 0 0 0 1px rgba(11, 42, 58, .06);
  transform-origin: bottom right; animation: chatIn .45s var(--ease-out);
}
.chat-panel[hidden] { display: none; }
@keyframes chatIn { from { opacity: 0; transform: translateY(12px) scale(.97); } to { opacity: 1; transform: none; } }
.chat-head { display: flex; align-items: center; gap: 12px; padding: 16px 16px 16px 20px; background: var(--navy-800); color: #fff; }
.chat-head div { flex: 1; min-width: 0; }
.chat-head strong { display: block; font-size: 1rem; }
.chat-head small { display: block; font-size: .78rem; color: var(--mist); }
.chat-mark { display: flex; align-items: flex-end; gap: 3px; height: 22px; }
.chat-mark i { width: 4px; background: var(--blue); border-radius: 1px; }
.chat-mark i:nth-child(1), .chat-mark i:nth-child(4) { height: 100%; }
.chat-mark i:nth-child(2) { height: 70%; }
.chat-mark i:nth-child(3) { height: 40%; }
.chat-x { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 50%; color: #fff; transition: background-color .3s var(--ease); }
.chat-x:hover { background: rgba(255, 255, 255, .12); }
.chat-log { flex: 1; overflow-y: auto; overscroll-behavior: contain; padding: 18px 16px 6px; display: flex; flex-direction: column; gap: 10px; background: var(--ice-2); }
.chat-msg { max-width: 85%; display: grid; gap: 3px; }
.chat-msg p { padding: 10px 14px; border-radius: 18px; font-size: .93rem; line-height: 1.5; white-space: pre-wrap; overflow-wrap: anywhere; color: var(--text); }
.chat-msg.them p { background: #fff; border-bottom-left-radius: 6px; box-shadow: inset 0 0 0 1px var(--line); }
.chat-msg.me { align-self: flex-end; justify-items: end; }
.chat-msg.me p { background: var(--navy-800); color: #fff; border-bottom-right-radius: 6px; }
.chat-who { font-size: .72rem; font-weight: 600; color: var(--teal); padding-left: 4px; }
.chat-msg time { font-size: .7rem; color: var(--muted); padding: 0 4px; }
.chat-note { align-self: center; max-width: 92%; text-align: center; font-size: .8rem; line-height: 1.45; padding: 8px 12px; border-radius: 12px; background: var(--ice); color: var(--navy-800); }
.chat-note.err { background: #FBECEC; color: #8F1D24; }
.chat-start { display: grid; gap: 10px; padding: 14px 16px 16px; border-top: 1px solid var(--line); overflow-y: auto; max-height: 64%; }
.chat-start[hidden], .chat-compose[hidden] { display: none; }
.chat-intro { font-size: .84rem; color: var(--muted); }
.chat-start label { display: grid; gap: 4px; font-size: .78rem; font-weight: 600; color: var(--navy-900); }
.chat-start input, .chat-start textarea, .chat-compose textarea {
  width: 100%; border: 0; border-radius: 12px; padding: 10px 12px; font: inherit; font-size: .93rem; font-weight: 400; color: var(--text);
  background: var(--ice-2); box-shadow: inset 0 0 0 1px var(--line); resize: none;
}
.chat-start input:focus, .chat-start textarea:focus, .chat-compose textarea:focus { outline: none; background: #fff; box-shadow: inset 0 0 0 1.5px var(--teal); }
.chat-start label.invalid input, .chat-start label.invalid textarea { box-shadow: inset 0 0 0 1.5px #B4232C; }
.chat-err { font-size: .82rem; color: #8F1D24 !important; }
.chat-err[hidden] { display: none; }
.chat-go { width: 100%; height: 46px; }
.chat-privacy { font-size: .74rem; color: var(--muted); text-align: center; }
.chat-compose { display: flex; align-items: flex-end; gap: 8px; padding: 12px; border-top: 1px solid var(--line); background: #fff; }
.chat-compose textarea { max-height: 120px; }
.chat-send { flex: none; width: 44px; height: 44px; display: grid; place-items: center; border-radius: 50%; background: var(--teal); color: #fff; transition: background-color .3s var(--ease); }
.chat-send:hover { background: var(--navy-800); }
.chat-send:disabled { opacity: .6; }
.chat-send .ico { width: 20px; height: 20px; }
@media (max-width: 760px) {
  .chat { right: 16px; bottom: 16px; }
  .chat-fab { height: 52px; padding: 0 18px 0 15px; }
  .chat.open .chat-fab { display: none; }
  .chat-panel { position: fixed; inset: 0; width: auto; height: auto; border-radius: 0; animation-name: chatUp; }
  .chat-head { padding-top: max(16px, env(safe-area-inset-top)); }
  .chat-compose { padding-bottom: max(12px, env(safe-area-inset-bottom)); }
}
@keyframes chatUp { from { transform: translateY(24px); opacity: 0; } to { transform: none; opacity: 1; } }

@media (max-width: 1180px) {
  .nav { gap: 22px; }
  .nav-cta { display: none; }
  .products { grid-template-columns: repeat(3, 1fr); }
  .cat-groups { grid-template-columns: repeat(3, 1fr); }
  .quick { grid-template-columns: 1fr auto; }
  .quick-label { grid-column: 1 / -1; max-width: none; }
  .quick-chips { justify-content: flex-start; }
}

@media (max-width: 1024px) {
  .nav-toggle { display: inline-block; }
  .nav {
    position: fixed; inset: 0; z-index: -1;
    flex-direction: column; justify-content: center; gap: 4px;
    padding: calc(var(--header-h) + 20px) var(--gutter) 40px;
    background: #fff;
    opacity: 0; visibility: hidden;
    transition: opacity .5s var(--ease), visibility .5s;
  }
  .nav a { font-family: var(--sans); font-size: clamp(2rem, 7vw, 3rem); font-weight: 400; letter-spacing: -.02em; color: var(--navy-800); padding: 6px 0; opacity: 0; transform: translateY(20px); transition: opacity .6s var(--ease-out), transform .6s var(--ease-out); }
  .nav a::after { display: none; }
  .nav .nav-mobile-cta { display: block; margin-top: 18px; font-family: var(--sans); font-size: 1.05rem; font-weight: 600; color: var(--teal); }
  .nav-open .nav { opacity: 1; visibility: visible; }
  .nav-open .nav a { opacity: 1; transform: none; }
  .nav-open .nav a:nth-child(2) { transition-delay: .05s; }
  .nav-open .nav a:nth-child(3) { transition-delay: .1s; }
  .nav-open .nav a:nth-child(4) { transition-delay: .15s; }
  .nav-open .nav a:nth-child(5) { transition-delay: .2s; }
  .nav-open .nav a:nth-child(6) { transition-delay: .25s; }
  .nav-open .nav a:nth-child(7) { transition-delay: .3s; }
  .nav-actions { margin-left: auto; }
  .nav-open .site-header { background: #fff; box-shadow: none; -webkit-backdrop-filter: none; backdrop-filter: none; }

  .hero-grid, .split, .online-head, .coverage, .panel-ice, .value-grid, .benefits-grid, .contact-grid, .feature-grid { grid-template-columns: 1fr; }
  .hero-visual { max-width: 620px; }
  .coverage-side { position: static; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid li:nth-child(3) { border-left: 0; padding-left: 0; }
  .stats-grid li:nth-child(n+3) { border-top: 1px solid var(--line); }
  .grid-3 { grid-template-columns: 1fr; }
  .card-dark p { max-width: 60ch; }
  .svc-grid { grid-template-columns: 1fr 1fr; }
  .svc:nth-child(3n+2), .svc:nth-child(3n) { padding-left: 0; border-left: 0; }
  .svc:nth-child(2n) { padding-left: 32px; border-left: 1px solid var(--line); }
  .timeline { grid-template-columns: 1fr; gap: 0; }
  .timeline::before, .timeline::after { top: 28px; bottom: 28px; left: 27.5px; right: auto; width: 1px; height: auto; }
  .timeline::after { width: 2px; left: 27px; transform: scaleY(0); transform-origin: top; }
  .timeline.in::after { transform: scaleY(1); }
  .timeline li { display: grid; grid-template-columns: 56px 1fr; column-gap: 22px; padding-bottom: 30px; }
  .timeline li .t-n { grid-row: span 2; }
  .timeline h3 { margin: 14px 0 4px; }
  .timeline p { max-width: none; }
  .box-big { min-height: 0; }
  .split-photo { aspect-ratio: 16 / 11; }
}

@media (max-width: 760px) {
  .qm-zones, .qm-kind { grid-template-columns: 1fr; }
  .tr-offer { padding: 16px; }
  .tr-bens div, .tr-facts div { flex-direction: column; gap: 2px; }
  .tr-facts dd, .tr-bens dd { text-align: left; max-width: none; }
  :root { --header-h: 66px; }
  .nav-wrap { gap: 16px; }
  .brand img, .site-header.scrolled .brand img { height: 28px; }
  .btn { white-space: normal; height: auto; min-height: 52px; padding-block: 12px; text-align: center; line-height: 1.3; }
  .btn-sm { min-height: 44px; padding-block: 10px; }
  .products { grid-template-columns: repeat(2, 1fr); gap: 14px; }
  .cat-groups { display: flex; overflow-x: auto; scroll-snap-type: x mandatory; margin: 0 calc(var(--gutter) * -1); padding: 4px var(--gutter) 14px; scrollbar-width: none; }
  .cat-groups::-webkit-scrollbar { display: none; }
  .cat-tile { flex: 0 0 210px; scroll-snap-align: start; }
  .cat-tile.on::after { display: none; }
  .cat-panel { margin-top: 14px; }
  .feature-points { grid-template-columns: 1fr; }
  .policy-card { padding: 22px 20px 20px; }
  .pc-foot b { font-size: 1.7rem; }
  .chip-a { right: -6px; top: 44%; width: 48px; height: 48px; }
  .hero-visual.feature-visual { --pl: 60px; }
  .qm-body .qm-products { grid-template-columns: 1fr 1fr; }
  .product.featured { grid-row: span 1; min-height: 460px; }
  .product.featured .p-body { padding: 22px 20px 20px; }
  .p-body { padding: 16px 16px 16px; }
  .p-body h3 { font-size: 1.15rem; }
  .p-body p { font-size: .86rem; }
  .quick { grid-template-columns: 1fr; padding: 20px; gap: 18px; }
  .quick-chips { flex-wrap: nowrap; overflow-x: auto; margin-inline: -20px; padding-inline: 20px; scrollbar-width: none; justify-content: flex-start; }
  .quick-chips::-webkit-scrollbar { display: none; }
  .quick-chips span { white-space: nowrap; }
  .quick .btn { width: 100%; }
  .hero-visual { --pl: 86px; }
  .section-head.has-deco { gap: 20px; }
  .section-head.has-deco .deco-bars { --h: 54px; }
  .float-card { max-width: 250px; right: 0; bottom: 30px; padding: 16px; }
  .float-pill { left: calc(var(--pl) - 14px); top: 14px; }
  .compose { padding: 0 0 120px 0; }
  .mock { width: 86%; left: 7%; }
  .svc-grid { grid-template-columns: 1fr; }
  .svc, .svc:nth-child(2n) { padding: 30px 0 34px; border-left: 0; }
  .svc h3 { margin-top: 18px; }
  .bars-list.two-col { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .form-foot { flex-direction: column; align-items: stretch; }
  .form-foot .btn { width: 100%; }
  .cta-band { flex-direction: column; align-items: flex-start; padding: 26px; }
  .contact-list > div { grid-template-columns: 1fr; gap: 4px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .map { height: 300px; }
  .cov-head { grid-template-columns: 40px 1fr auto; padding: 22px 0; }
  .logo-strip { --gap: 12px; }
  .logo-tile { width: 158px; height: 86px; border-radius: 14px; --k: .8; }
  .cov-inner { padding: 0 0 26px; }
  .panel-ice { border-radius: 26px; }

  .modal { padding: 0; place-items: end stretch; }
  .modal-dialog { width: 100%; max-height: 94svh; border-radius: 24px 24px 0 0; transform: translateY(100%); }
  .qm-head, .qm-steps, .qm-body, .qm-foot { padding-inline: 20px; }
  .qm-products { grid-template-columns: repeat(2, 1fr); }
  .qm-grid { grid-template-columns: 1fr; }
  .offer { grid-template-columns: auto 1fr; }
  .offer-price { grid-column: 2; text-align: left; }
}

@media (max-width: 380px) {
  .brand img, .site-header.scrolled .brand img { height: 25px; }
}

@media (max-width: 420px) {
  .lang button { width: 36px; }
  .lang-thumb { width: 36px; }
  .lang[data-active="en"] .lang-thumb { transform: translateX(36px); }
  .stats-grid { grid-template-columns: 1fr; }
  .stats-grid li { border-left: 0 !important; padding-left: 0 !important; border-top: 1px solid var(--line); }
  .stats-grid li:first-child { border-top: 0; }
  .products { grid-template-columns: 1fr; }
  .qm-body .qm-products { grid-template-columns: 1fr; }
  .product.featured { grid-column: auto; min-height: 560px; }
  .p-tags li { font-size: .74rem; padding: 5px 10px; }
}

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  .logo-strip { -webkit-mask-image: none; mask-image: none; }
  .logo-track { animation: none; width: auto; flex-wrap: wrap; justify-content: center; padding-inline: var(--gutter); }
  .logo-tile[aria-hidden="true"] { display: none; }
  .logo-tile img { filter: none; opacity: 1; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; transition-delay: 0s !important; scroll-behavior: auto !important; }
  .js .reveal, .js .reveal-img > img, .js .reveal-img figcaption, .js .words .w > span, .js .hero-bars span, .js .deco-bars span, .js .catalogue, .js .feature-visual .policy-card, .js .timeline li, .js .float-card, .js .float-pill { opacity: 1 !important; transform: none !important; filter: none !important; clip-path: none !important; }
  .marquee-track { animation: none; }
}